Once you reach adulthood, you begin to hear about how expensive children are. Better start saving up! But how much do kids really cost? Our daughter recently turned five. Everyone who says that they days are long, but the years fly by is absolutely correct. After being inspired by a post on the Modern FImily’s…
I love a good debate. Not many get people as riled up as they do for the debate on whether you should invest extra cash, or use it to pay down your mortgage early. In fact, I wrote about this debate and the change in our strategy earlier this year. However, with experts now projecting…
Before we dive into our September 2021 financial results, let’s talk about some of this month’s highlights. The market was a dumpster fire this month, but our family had a great month. Mr. RFL and I celebrated 6 years of wedded bliss, and we all enjoyed a nice visit from my sister and her partner,…
Do you remember G.I. Joe? If you were alive in the 1980’s, you’ve probably at least heard of him. G.I. Joe was an early comic book character and action figure, that was turned into an animated TV series in the 1980’s. As with most “wholesome” kids shows of the time, each episode had an important…
The U.S. Bureau of Labor Statistics (BLS) just released their latest Consumer Expenditure Survey which showed how the average American household racked up expenses of $61,334 in 2020. That’s roughly $5,111 per month. How does your household spending compare? Comparing your expenses to that of the average American household can help you determine if you are spending too…
After celebrating the achievement of Lean FI/RE a couple months ago, it finally dawned on us that we are just months away from reaching Financial Independence and should probably start planning for what we’ll do once we actually get there. The Fioneers recently wrote a great post about creating their 5 year plan, which inspired…
Before we get into our August financial results, let’s talk about what went down in August. It was a big month for the Rich Frugal Life family, in many ways. Back to School! Despite an unexpected escalation in the pandemic, thanks to Mr. Delta Variant, we sent our daughter off to school for the first…
Rich Frugal Life is one year old! I’ve officially made it through the first year of blogging, which is when most new bloggers give up. While I still don’t really know what I’m doing most of the time, that’s okay. Today I’m celebrating my 1-year Blogiversary! Here’s what I learned during my first year of…
Every year, Mr. RFL and I try to get away for at least one kid-free vacation (usually around our anniversary). Once again, the pandemic kept us closer to home this year. Instead of something fancy and far away, we dusted off our Annual National Park passes from last year’s trip and opted for a four-night…
Today we’re sharing our July 2021 financial results, including all the details of this month’s spending, passive income, savings rate, investments, and changes in net worth for your voyeuristic pleasure. Even though the temperatures are still well above 100 degrees, we’re (thankfully) coming to the end of summer. School is starting for our little one,…
Hi! I'm Mrs. RFL. We're a family of 3 trying to live a rich frugal life on our way to financial independence and early retirement ("FIRE"). I retired in early 2020, at age 38, to help our family achieve the balance we desperately needed. Even though we hadn't reached our end goal, making this change allowed us to take advantage of the financial freedom we'd already earned to begin building a happier, healthier and more meaningful life. This decision didn't slow down our journey as much as expected. We reached financial independence in January 2022! Rich Frugal Life follows our FIRE journey and shares everything we learn (or screw up) along the way.
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