Welcome to Rich Frugal Life’s September 2023 financial results! Before we get into the numbers, here’s what we were up to this month. Bring on the quarterly dividends! March, June, September, and December are the best months when it comes to passive investment income, since most mutual funds and ETFs pay dividends quarterly. As…
Welcome to Rich Frugal Life’s August 2023 financial results! Before we get into the numbers, here’s what we were up to this month. Getting back into the swing of things This month we returned to usual routines with our little one starting 1st grade. My volunteer activities have been ramping up, which is a…
The U.S. Bureau of Labor Statistics (BLS) just released their latest Consumer Expenditure Survey, which shows how the average American household spent $72,967 in 2022. That’s the equivalent of spending $6,081 per month. How does your household spending compare? Comparing your expenses to that of the average American household can help you determine if you are spending too much…
We recently spent a week travelling through southwest Colorado and fell in love! While we would have been thrilled to be anywhere but Phoenix and its 110+ degree temperatures in July, this was the perfect getaway. We spent half of our trip in Durango and the other half in Telluride. Southwest Colorado is ridiculously beautiful…
Welcome to Rich Frugal Life’s July 2023 financial results! Before we get into the numbers, here’s what we were up to this month. Summer is over and I’m back! School is officially back in session, which means that summer is coming to an end. Well, not the hot temperatures. It will stay above 100…
Today, I’m sharing our 2023 mid-year financial results. Here in the Rich Frugal Life household, we typically perform a deep dive into our finances at least twice a year. During this review, we compare our year-to-date spending to the budget, analyze our investment portfolio allocation and targets, and assess how we’re tracking towards our annual…
Welcome to Rich Frugal Life’s June 2023 financial results! Before we get into the numbers, here’s what we were up to this month. I took a whole month off! You may have noticed that I’ve been a bit quiet over here on the blog and social media lately. That’s because I inadvertently took the…
Welcome to Rich Frugal Life’s May 2023 financial results! Before we get into the numbers, here’s a brief update on our month. School’s out for summer And just like that, summer is here! With the end of May, comes the start of Arizona’s (brutal) summer heat and full-time parenting once school gets out for…
Recently, I invited the ‘Early Retirement Police’ to come for me by giving semiretirement a try… after previously proclaiming myself to be retired. It’s no secret that I’ve struggled to find purpose in early retirement. Prior to taking this job last fall, I had frequently wondered if there was some aspect of my accounting career…
Welcome to Rich Frugal Life’s April 2023 financial results! Before we get into the numbers, here’s a brief update on the month. Oops… I forgot my anniversary No, not the one that I share with my wonderful husband. I’m talking about the 3rd anniversary of my early retirement! It officially passed in March and…
Hi! I'm Mrs. RFL. We're a family of 3 trying to live a rich frugal life on our way to financial independence and early retirement ("FIRE"). I retired in early 2020, at age 38, to help our family achieve the balance we desperately needed. Even though we hadn't reached our end goal, making this change allowed us to take advantage of the financial freedom we'd already earned to begin building a happier, healthier and more meaningful life. This decision didn't slow down our journey as much as expected. We reached financial independence in January 2022! Rich Frugal Life follows our FIRE journey and shares everything we learn (or screw up) along the way.
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