Someone should call the early retirement police, because I just got a new job… sorta. Anyone familiar with this blog knows that we’ve been on a journey to financial independence for a while now, with plans to both retire before age 40. I did just that in March 2020, leaving my corporate accounting career at…
Welcome to Rich Frugal Life’s October 2022 financial results! Before we get into the numbers, here’s a little bit about what we were up to last month. Fall is finally here! October is my favorite month. It always has been and probably always will be. Growing up in New England, the arrival of October meant…
This October, we took a three-night and four-day road trip to San Diego with our six-year old daughter. We had a great time. Today I’m sharing how much we spent and some of the best things to do in San Diego if you’re travelling with a younger kid. The best time of year to visit…
Welcome to interview #4 in the FIRE With Kids interview series! Meet Nick, a 36-year-old (former) pharmacist, who both retired and became a new parent this year. After reaching financial independence in 2019, Nick finally pulled the trigger on early retirement when his daughter was born this year, so he could spend more time with…
Do you consider your primary residence to be an asset? Is the value of that home included in your net worth calculation? I frequently see this topic debated on social media and it always surprises me to see how many people don’t view their home as an asset, and the reasons they give for why….
Welcome to Rich Frugal Life’s September 2022 financial results! Before we get into the numbers, here’s a little bit about what we were up to last month. We spent A LOT of money this month! We’re back in renovation mode and nearing the end of the backyard portion of our remodel. Besides committing to spend…
Welcome to interview #3 in the “FIRE with Kids” interview series! Unlike the first two families featured in this series, today’s interview features a younger family who is much earlier on in their FIRE journey. Meet Matthew, the 27-year-old blogger behind Time Value Millionaire. Although on his own FIRE journey for a few years now, Matthew…
I can’t believe it! I just won a Plutus Award for Rich Frugal Life! For those of you that follow me on social media, you may have already seen my public displays of disbelief, followed by ecstatic celebration. Winning the award for ‘Best Financial Independence or Retire Early Content’ at the 13th Annual Plutus Awards…
The U.S. Bureau of Labor Statistics (BLS) just released their latest Consumer Expenditure Survey, which shows how the average American household spent $66,928 in 2021. That’s the equivalent of spending $5,577 per month. How does your household spending compare? Comparing your expenses to that of the average American household can help you determine if you are spending too much (or…
Welcome to Rich Frugal Life’s very first (and likely last) net worth reveal! When I started this blog a little over two years ago, I really wasn’t sure how much of our financial information I would share beyond our monthly expenses. I’ve ended up sharing a lot more than I had originally anticipated, but there’s…
Hi! I'm Mrs. RFL. We're a family of 3 trying to live a rich frugal life on our way to financial independence and early retirement ("FIRE"). I retired in early 2020, at age 38, to help our family achieve the balance we desperately needed. Even though we hadn't reached our end goal, making this change allowed us to take advantage of the financial freedom we'd already earned to begin building a happier, healthier and more meaningful life. This decision didn't slow down our journey as much as expected. We reached financial independence in January 2022! Rich Frugal Life follows our FIRE journey and shares everything we learn (or screw up) along the way.
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