Welcome to Rich Frugal Life’s March 2022 financial results! Confession: we spent a lot of money this month! As you’ll see below, we spent a lot of money in March… more than double what was spent in February and well above our budgeted amount. While much of this was due to timing of certain bills…
I stopped working two years ago, at the age of 38. We weren’t financially independent yet, but we had accumulated enough financial freedom to begin my early retirement and provide more balance for our family for the remainder of our journey. We’ve since reached our FIRE goal. Although Mr. RFL continues to work, he plans…
Welcome to Rich Frugal Life’s February 2022 financial results! Before we dive into the money talk, here’s a brief update on what we were up to last month. A very frugal Valentine’s day Valentine’s day isn’t a holiday that we typically go all out for. Perhaps it’s because we try to show our love and…
If you read our January financial update (and as you’ll read in our February financial update), we recently received a big cash lump sum from Mr. RFL’s annual bonus and vesting of stock compensation. This money propelled us past our financial independence goal, yay! Now we now need to decide what to do with it….
There was a time when I thought buying designer things would make me happy. Today my designer purchases are just a sunk cost… but the lesson learned was real. Looking for happiness in the wrong places A few years ago, I worked long hours at a stressful job and made a six-figure salary. I owned…
Today I’m sharing our January 2022 financial results, including monthly spending, passive income, and updates on our net worth and investment portfolio. But before we dive into the money talk, here’s what the RFL Family was up to last month. We reached Financial Independence! Yes, that’s right folks. In case you missed my (not so)…
If you’re lucky enough to have it, stock compensation is an awesome benefit! As pension plans fall away, more employees are finding themselves eligible to receive some form of company equity as part of their overall compensation package. Generally this equity comes in the form of company stock or stock options, which are subject to…
We just achieved financial independence, and it felt a bit… anticlimactic? Yes, you read that correctly. It’s not the feeling I had expected either. After months of build up and excitement, we blew past our financial independence target of $1,000,000 the first week of January. The timeline of this achievement was expected. Mr. RFL (finally)…
Welcome to our second annual “year in review” on the Rich Frugal Life blog! In this post, I’m sharing our 2021 financial results, with all the details of our expenses for the year, passive income, savings rate, changes in net worth, our current investment portfolio allocation, and the final update on our 2021 financial goals….
Happy New Year! Today I’m sharing our December 2021 financial results. Next week I’ll share our year-end financial review for all of 2021, which will include total spending and passive income for the year, our current investment portfolio, and how we fared on our 2021 financial goals. Before we dive into the money talk, here’s…
Hi! I'm Mrs. RFL. We're a family of 3 trying to live a rich frugal life on our way to financial independence and early retirement ("FIRE"). I retired in early 2020, at age 38, to help our family achieve the balance we desperately needed. Even though we hadn't reached our end goal, making this change allowed us to take advantage of the financial freedom we'd already earned to begin building a happier, healthier and more meaningful life. This decision didn't slow down our journey as much as expected. We reached financial independence in January 2022! Rich Frugal Life follows our FIRE journey and shares everything we learn (or screw up) along the way.
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